Sell
  • Payments
  • Buying
  • Safety

Cash on delivery vs held payment in Nigeria: which is safer?

COD feels familiar; held payment freezes funds until you Accept. Compare both for used goods in Nigeria and when Zweka checkout is the better default.

Amaka Support

1 min read

Cash on delivery (COD) is common with some merchants. For peer-to-peer used goods, it is weaker than it sounds: you may still argue at the door with no frozen escrow, and fake riders exist.

COD strengths

  • No prepayment to a stranger’s personal account
  • Familiar for some categories

COD weaknesses for used goods

  • No platform identity check on the seller
  • Disputes after cash changes hands are messy
  • “Rider” can be anyone

Held payment on Zweka

You pay through checkout. Funds stay held until you Accept after inspection — or a dispute is ruled. Details: how Zweka holds your payment.

Practical default

For phones, laptops and appliances from strangers, prefer Zweka held payment over COD-at-the-gate or bank transfer. Browse the feed and keep chat on-platform.

Related